Make the most of your money

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Make the most of your money To help build up and make the most of your nest egg, it's important that your money is held in the right place for your needs. Bank and building society interest rates have been at an all-time low for the last six years, which has had an impact on savers.  The Bank of England doesn't appear to be showing any urgency over raising the base rate from its historic low of 0.5% in the near future meaning savings accounts are unlikely to be the best way to achieve your long-term financial goals. If your savings are sat in a low-paying account and you have goals you want to achieve over five years or more, investing your money could be more rewarding.  Guardian Investing, provided by Skipton Financial Services (SFS), offers face-to-face advice suited to your individual circumstances. We will work with you to come up with a plan you are comfortable with  Find out more ›› Many of the products offered by SFS do not provide the security associated with building society or bank deposit accounts.  Your capital is at risk so you may get back less than you originally invested. The value of any investments and the income from them may fall as well as rise. More from Guardian investing... Free guide: investing This free guide covers the six-basic steps of investing Find out more ›› Investing calculators Use our tools and calculators to find out more Find out more ›› Free guide: inheritance tax Our guide to planning for inheritance tax Find out more ›› More from Guardian money... New challenger Charter Savings comes online   Online bank takes on its high street rivals with competitive but 'not... Find out more ›› Ten things you will - or will not be able to do under the new pension rules George Osborne's changes to how people can manage their retirement pot... Find out more ›› The MBE and his wife, and why NatWest shut down their accounts The bank is the latest institution in the spotlight for suddenly stopping loyal... Find out more ›› Free investing event - Manchester 6.30pm 19 March 2015   Join us for a free event where two experts will cover the principles of investing, the recent pension changes and more Places are limited for this free event so don't miss out  Find out more ››